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Saving Money vs. Making Money*
The majority of people focus more on one of two strands when it comes to money; they either focus on saving money or making money. The two mentalities are quite disparate, yet they can, of course, be combined for the most optimum results. In this article we’re going to look at several ways to save money, and make money, but first it’s important to look at the difference between the two strands. MAKING MONEY: HOW WE MAKE MONEY When it comes to making money, we are all subject to inherent limitations, for instance, the majority of people are employed and work on the basis of trading their time for money…
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Tips for Saving Money Part 2 – Adapting your Lifestyle*
Yesterday I posted the first in this two part series about saving money, that was about ways around the home to save money, today I’m looking at changes you can make to your lifestyle to save money. Yes, this isn’t for everyone.. at the end of the day it’s all about taking a good look at what you’d prefer to get out of life. For me the most important thing at the moment is taking my daughter on wonderful adventures, that’s my priority. If yours is going out partying every Saturday night, you won’t be able to manage to save for a Florida holiday if you’re on a low income,…
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Tips for Saving Money Part 1 – Around the House*
I often get asked how I fund my lifestyle as a single mother who works from home and relies on the unstable wage that comes with being self employed. In fact I’ve had some snide remarks that go alone with it, but aside from a few lucky breaks I’ve had in regards to travelling. I live on a very very strict budget and I’m always looking for ways to save money either in the now or in the long run. With the way the country is going, I’m never going to be rich, I’m probably never even going to own a house, but that doesn’t mean I want my daughter…
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Top Money-Saving Tips for Families*
The last few years have been full of financial setbacks for families, couples, and individuals who’ve had to deal with job loss, furlough, and the general expense of the increasing cost of living. This may have had you and your family scurrying for ways to cut costs. And while many people are struggling with day-to-day costs, we are still all in the mindset of planning for the future. So whether you want to save for an emergency fund, for your child’s school, or for retirement, adopting more thrifty habits will help you find ways to reduce your most significant expenses. Here are 5 tips for families who want to stay…
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Money-Saving Tips You Can Teach Your Child*
Alongside the education your child will get from school, learning from their parents the importance of ongoings and everyday life is crucial, and teaching your child the value of money (and spending it wisely) can be an invaluable lesson for them in later life, strengthened only when taught from an early age. Here are some great ways to teach your child about money-saving. Starting small Buying your child a piggy bank or money box as a starting point is a way to get them saving for something they want, and teaches them the benefits of patience in a tangible and fun way. In fact, many banks offer colourful coin-counters and…
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Money Saving Hacks for Holidays*
Going on holiday can be expensive, and I don’t just mean the booking and paying for it, I mean everything that goes along with it. From getting spending money, travel insurance, everything you need to take (which is a lot if you have kids). Yes, you won’t be spending money as you would at home (but lets not forget you still have to pay for your home and bills even if you aren’t in it for 2 weeks) but you need to feed yourself every day, pay for things to do (because even if you go to the beach, a lot of places charge you for sun loungers when you’re…